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DWP Questionnaire regarding commuting pensions
7 years 8 months ago #164653 by Searcher 
I've just opened DWP request 'to check I'm getting correct ESA amount' I have a small pension £204/month but they are now asking about pensions that I have commuted to a lump sum or that I intend to commute? What is this about? I've had to take a small triviality payment of about £4K last year but am having to take a bigger one of about £10K to cover medical treatment privately that is no longer NHS funded and pay off a loan. Anyone know about this latest DWP raid. I'm 60 this year so won't be eligible for state pension until 67. That was unexpected".
DWP Questionnaire regarding commuting pensions was created by Searcher
I've just opened DWP request 'to check I'm getting correct ESA amount' I have a small pension £204/month but they are now asking about pensions that I have commuted to a lump sum or that I intend to commute? What is this about? I've had to take a small triviality payment of about £4K last year but am having to take a bigger one of about £10K to cover medical treatment privately that is no longer NHS funded and pay off a loan. Anyone know about this latest DWP raid. I'm 60 this year so won't be eligible for state pension until 67. That was unexpected". Please Log in or Create an account to join the conversation.
7 years 8 months ago #164665 by Gordon
It will depend on the type of ESA you are receiving;
For Income Related ESA any one off payment will be treated as capital (see below) and any regular payment as income and deducted £ for £. See
Asset rule for ESA(IR)
For Contribution Based ESA a one-off payment should not be an issue, but regular payments can reduce your ESA. There is an £85/week disregard followed by £1 deduction for every £2 of additional pension.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic DWP Questionnaire regarding commuting pensions
Searcher wrote:
It will depend on the type of ESA you are receiving;
For Income Related ESA any one off payment will be treated as capital (see below) and any regular payment as income and deducted £ for £. See
Asset rule for ESA(IR)
For Contribution Based ESA a one-off payment should not be an issue, but regular payments can reduce your ESA. There is an £85/week disregard followed by £1 deduction for every £2 of additional pension.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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