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pension credit
- Tommy Miner
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8 years 11 months ago #134657 by Tommy Miner
pension credit was created by Tommy Miner
please could you advise what would be our options to the following situation my wife and i are both recieving contribution based esa and my question is if my wife loses her rights to contribution based esa could we decide then to try to claim pension credit for the both of us due to the fact i am 63 years old which i have been told that i am within age group that could claim pension credit even though my wife is 60 years old if so i would need to move from esa to claim pension credit instead for the both of us if my advice is correct my esa payments are reduced because i have personel pensions being payed please could you advise on what options are available to us under these circumstances we are also claiming pips and could we claim carers allowance while claiming other types of benefits such as pension credit if we are entitled to claim it
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- Gordon
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8 years 11 months ago #134666 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic pension credit
Tony
We cannot give detailed financial advice on the forum, you should get face to face advice before making any decision on this matter. Do an internet search for "welfare advice" with your postcode, town or county.
To be eligible to claim Pension Credit you need to have been on or before the day of a woman who has reached State Retirement Age. you can check this by entering your birthdate as a woman in the following pension calculator
www.gov.uk/calculate-state-pension
Pension Credit is an Income Related benefit so your ESA(CB), other income and any pensions will be deducted $ for £.
If one of you is receiving a PIP Daily Living award then then the other can claim Carers Allowance for them providing that they can provide the 35 hours of care needed and doing so would not conflict with their own stated limitations in regard to ESA, doing so would result in the Carers Addition being added to your PC payments.
If both of you are receiving PIP Daily Living (or DLA Care at the Medium or Higher rate) then you may be eligible for the couples rate of the Severe Disability Addition, but you will need to get advice on this as I am unsure about the differences/similarities to ESA are for this payment.
Gordon
We cannot give detailed financial advice on the forum, you should get face to face advice before making any decision on this matter. Do an internet search for "welfare advice" with your postcode, town or county.
To be eligible to claim Pension Credit you need to have been on or before the day of a woman who has reached State Retirement Age. you can check this by entering your birthdate as a woman in the following pension calculator
www.gov.uk/calculate-state-pension
Pension Credit is an Income Related benefit so your ESA(CB), other income and any pensions will be deducted $ for £.
If one of you is receiving a PIP Daily Living award then then the other can claim Carers Allowance for them providing that they can provide the 35 hours of care needed and doing so would not conflict with their own stated limitations in regard to ESA, doing so would result in the Carers Addition being added to your PC payments.
If both of you are receiving PIP Daily Living (or DLA Care at the Medium or Higher rate) then you may be eligible for the couples rate of the Severe Disability Addition, but you will need to get advice on this as I am unsure about the differences/similarities to ESA are for this payment.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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