Husband nearing retirement age

Hi Gordon and everyone else I was wondering if you can advise me please. Sorry for all the questions I need help with.
I am the main claimant so I claim ESA for my husband and I which is £114.85 a fortnight
I also receive £23.55 as my busband is my full time career plus other top ups because I am in support group . Disability income guarantee. Disabled income guarantee .
My husband turned 65 in January of this year but cannot claim his pension until May 12th this year.
What I need to know please is once my husband claims his pension and he will know longer be able to claim carers allowance , what happens to the £23.55 I receive as I will know longer have any one claiming carers allowance for me even though my husband will still be my full time carer. Do I loose that money altogether . Is their any other money that I receive that iv included on here tha will be stopped because of husband claiming his pension In May .
My husband has been my full time carer since 1991 so has never worked since so his stamps have been kept up to date with him claiming carers allowance.
Also I’m sorry to ask you another question . At the moment I receive £114.85 a week as a couple what will I receive just for myself.
I’m trying to work out how much money I could loose once my husband claims his pension.
As I cannot claim my pension now until another 3 years due to the rise in pension age.
Sorry Gordon to ask you another question
I have read about pension credit but I don’t really understand how it works .
Would my husband have any rights in claiming pension credit as my money will be reduced once he claims his pension through me loosing money as we don’t know yet how much his pension will be.
At the moment we still have to pay the bedroom tax which is a lot of money when your on a low income. And I know that pensioners do not have to pay the bedroom tax. But I’ve heard that pensioners or people over the age of 65 now will have to carry on paying the bedroom tax . Do you know if that’s right or not , or do we stop having to pay it once he claims his pension in May.
Sorry for all the questions Gordon just one more
Once my husband gets invited to claim his pension is that when I have to phone up and tell the DWP that I will only be claiming for my self and iv know longer got a carer. We just can’t afford to be going without any money while he’s claiming his pension and I’m taking him off my claim.
Sorry for all the questions but I don’t really understand how it all works once he becomes a pensioner and not a carer even though he will be caring for me for nothing.
I will be very grateful for any advice you can help me with and any one else on here that this must have happened to as well
Many thanks BB

Thank you very much Gordon for all your help. Il do a search tomorrow for welfare advice and il get hubby to phone up about pension credit tomorrow also. We might as well do both as it would be easier for him to claim then me claiming for ESA. Il let you know how I get on just in case other people are in the same situation as I am
Thank you once again
Bb

Hi Gordon I came across your message last night but when I sent you a reply your system kept telling me their was a system error so the message wouldn’t send so hopefully it will now lol .
I want to thank you for post regarding my husband not having to close his Carers allowance claim.
I have tried to get welfare advice but non in my area due to cutbacks and my CAB is only open 3 hours a day 9-12 am which is first their first served and if not seen that morning you keep going back daily until you get seen. With my declining health I can’t manage that now .
In your post you said it was a matter of urgency regarding my husband claiming pension credit I gather it’s because it’s know longer available to claim in May.
When my husband tried to claim his pension on line he cannot claim it they say until he receives a letter asking him to apply. And also when he tried to claim Pension credit on line he cannot start to even apply for it until March 10th. So if he is entitled to it I gather he wouldn’t still be to late to claim for it in March ?
Sorry to ask you another question.
I saw the form online that you fill in for pension credit and am I right that when my husband fills it in and that’s including my esa and the other top ups I receive . (I included them in my first post )
when asking you for help.
So when the time comes in March when he can apply for his pension and maybe pension credit if they say online that he’s entitled to even a small amount and he fills it all in and signs it , would they be the ones that would stop my ESA as I claim for my husband as welll and my top ups and his Carers allowance . So once the Dwp have all the information that my husband gives them would they stop my benefits and start his pension and pension credit if entitled . And would they inform the housing benefit of a change in circumstances or would that be me.
Thank you for all the help your giving me Gorden I really appreciate it.
It’s just we’ve not been in this situation before claiming one benefit and maybe cancelling mine if need be after 25 years. But obviously if we’re better off with me giving up my esa and as you said no more filling in esa forms then it works for me.
Sorry again for the long post it’s just I find it harder to write down then I do speaking about it.
Many thanks
Bb