Hi, I am on contributions based ESA which has now a top up of about £17 income related. I am only in my late 50's but could cash in 25% of old private pensions that I have not paid into for years. I would like to claim 25% of the very small one which would give me a tax free sum of about £1500. The questions is would that cause problems as in would the DWP etc say that if I cash in 25%, then that means I have access to the 75% if I wanted it and they would therefore treat me as such . The total amount is only about £6100. Would they also say that by accessing the 25% of the small pension, I can access the main pension? Hope this makes sense. Thanks
