Deferring Occupational Pensions and UC / IB ESA / New Style CB ESA

Having just completed managed migration from IB ESA to UC, and remain partially on New Style CB ESA also, I would like confirmation if possible regards the following.

I am 60 in a few months and have an occupational pension scheme with normal retirement date 60.

I am of the opinion from what I have read that all private pensions, personal or occupational can be left untouched and deferred until state Pension Age which for me is 67.

That all forms of private pensions are disregarded in entirity unless any capital or income are drawn.

I also understand that should pension benefits not be taken by SPA or age 75 whichever is the sooner then at that point it is then deemed to be in payment, for DWP purposes.

I am a little concerned that if I need to go for another WCA review that this will come up.

Would you please confirm your understanding.

Thanks.

Thank you - requested change as you advised.