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Advice needed please
- Deedee21
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2 days 16 hours ago #306127 by Deedee21
Advice needed please was created by Deedee21
Good afternoon all, my son is 32 years old and I claim PIP for him. High care and low mobility. My son definitely has autism/Asperger’s but has never been formally diagnosed. This has been since he turned 13. He doesn’t get any other benefits. He has never had any universal credit or anything else. I work full time and don’t get any benefits either. My health recently took a few knocks and it has got me worried that if something happened to me, what would happen to my son. I have another son who doesn’t live near us and has his own family. I also worry about him not having any record of work/benefits when it comes to his retirement age. My son never leaves the house. Can anyone please advise me as to what I can do? Thank you for reading.
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- LL26
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2 days 14 hours ago #306140 by LL26
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by LL26 on topic Advice needed please
Hi Deedee21,
I think it is a very good idea that you begin thinking of the future for both yourself and your son. Presumably if your son doesn't work he is supported solely by yourself and or any partner you may have. I am also assuming that potentially in the near or not so distant future you may be reaching retirement age.
I think it would be a good idea to contact a local benefits advice cente for both of you to discuss what benefits maybe available. You are right to be concerned that if your son hasn't worked he won't have made any NI Contributions which will affect his future state pension. If your son is able to work this might something you should look into together, this could be some sort of sheltered work place, or in the alternative if your son is unable to work he could claim UC.
Additionally, depending on what benefits are available to you could consider going part time and or claiming PIP for yourself. Remember that if you claim PIP before reaching state retirement age this opens the possibility of claiming PIP with a mobility award if you have difficulties in this respect. Monility award can't be increased after you reach state pension age. Otherwise post- retirement you will have to claim Attendance Allowance, but there is no mobility element here, and whilst the rates are similar to PIP, you will only get the equivalent of the enhanced rate if you can show you need help with personal care during the day AND night, which is perhaps more difficult to prove. PIP if awarded can continue post SPAge. (But mobility just stays same.)
I don't know the exact nature of your son's needs, but it may be prudent to have a chat with eg family or close friends as to who could support him if you were unable Think also about setting up Lasting Powers of Attorney for both of you if not done already too. Many people leave this to be done when illness etc takes hold, but it is important to have safeguards etc in place readily for such time if needed rather than reaching to a crisis.
Eg CAB may also be able to advise on LPAs and give advice about further support for either yourself or your son.
I hope this helps.
LL26
I think it is a very good idea that you begin thinking of the future for both yourself and your son. Presumably if your son doesn't work he is supported solely by yourself and or any partner you may have. I am also assuming that potentially in the near or not so distant future you may be reaching retirement age.
I think it would be a good idea to contact a local benefits advice cente for both of you to discuss what benefits maybe available. You are right to be concerned that if your son hasn't worked he won't have made any NI Contributions which will affect his future state pension. If your son is able to work this might something you should look into together, this could be some sort of sheltered work place, or in the alternative if your son is unable to work he could claim UC.
Additionally, depending on what benefits are available to you could consider going part time and or claiming PIP for yourself. Remember that if you claim PIP before reaching state retirement age this opens the possibility of claiming PIP with a mobility award if you have difficulties in this respect. Monility award can't be increased after you reach state pension age. Otherwise post- retirement you will have to claim Attendance Allowance, but there is no mobility element here, and whilst the rates are similar to PIP, you will only get the equivalent of the enhanced rate if you can show you need help with personal care during the day AND night, which is perhaps more difficult to prove. PIP if awarded can continue post SPAge. (But mobility just stays same.)
I don't know the exact nature of your son's needs, but it may be prudent to have a chat with eg family or close friends as to who could support him if you were unable Think also about setting up Lasting Powers of Attorney for both of you if not done already too. Many people leave this to be done when illness etc takes hold, but it is important to have safeguards etc in place readily for such time if needed rather than reaching to a crisis.
Eg CAB may also be able to advise on LPAs and give advice about further support for either yourself or your son.
I hope this helps.
LL26
Nothing on this board constitutes legal advice - always consult a professional about specific problems
The following user(s) said Thank You: Wendy Woo, Deedee21
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- Deedee21
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1 day 14 hours ago #306222 by Deedee21
Replied by Deedee21 on topic Advice needed please
Hi LL26,
Thank you so much for your advice. I will look into everything. I would of never of thought about Lasting powers of attorney. You are right though I do need to put measures in place for everything. My son is like a young teenager and would not be able to fend for himself if anything were to happen to me. Work would be out of the question now and for the foreseeable future for him. In the past I worked 2 or 3 jobs at a time including my fulltime one. Holiday leave was spent doing other jobs. We never got any financial support from his father. It’s just my wages and his PIP. Thank you again. Dee Dee
Thank you so much for your advice. I will look into everything. I would of never of thought about Lasting powers of attorney. You are right though I do need to put measures in place for everything. My son is like a young teenager and would not be able to fend for himself if anything were to happen to me. Work would be out of the question now and for the foreseeable future for him. In the past I worked 2 or 3 jobs at a time including my fulltime one. Holiday leave was spent doing other jobs. We never got any financial support from his father. It’s just my wages and his PIP. Thank you again. Dee Dee
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