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MIGRATION FROM INCOME RELATED ESA TO UNIVERSAL CREDIT
- KrisB
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3 days 22 hours ago #308017 by KrisB
MIGRATION FROM INCOME RELATED ESA TO UNIVERSAL CREDIT was created by KrisB
Good afternoon
I am new to the website as a member, although I have received the newsletters for some time.
I have one question initially, if anyone may be able to help me.
a) I am 65 years of age and have been receiving the old-style Income Related ESA since 2014, and Personal Independence Payment since 2021.
b) The Income Related ESA, the award is as follows: Living Expenses £92.05 - Severely Disabled Extra Award £82.90 - Disability Income Guarantee £21.20 - Extra Money Support Group £48.50 - Total £244.65.
c) The PIP award is as follows: Daily Living Amount £110.40 - Mobility £77.05 - Total £184.30
I am on the highest / enhanced level of award in both benefits.
I was awarded PIP in August 2021 and the period awarded is 10 years. The next review will be August / September 2031.
d) I am only eligible to receive my State Pension from 09/11/2026.
My Question:
I received a letter re: Universal Credit Migration Notice on the 27th June 2025.
The final date to submit a claim for Universal Credit is the 28th September 2025.
* I understand that the 'Transitional Protection' will equal the benefit of the Income Related ESA. Is this correct?
** I have a Private Pension that became live when I had my 65th Birthday on the 9th July. I will receive just over £171.00 per month on the private pension. Is this a form of income that is exempt from any deductions from Universal Credit, or will the maximum award of Universal Credit be reduced, by £171.00 a month?
I apologise if this has been lengthy however, I wish to ensure you have all the facts.
*** Finally, throwinng a curve ball in to the mix; I worked all my life, up to General Management level in both Hospitality and Leisure & Tourism. I have conditions that resulted in the awards of ESA and PIP, as above.
I have never taken my benefits for granted, and never will.
I simply wish to determine whether the private pension of just over £171.00 will be classed as an income stream and the UC will be reduced. Or, if the privqte pension is recognised that I paid in to it during my career and the purpose was to have a small safety net. I wonder if the benefits would be reduced due to a private pension, why bother saving at all during my career.
I thank you all in anticipation of the above.
Stay safe. Chris
I am new to the website as a member, although I have received the newsletters for some time.
I have one question initially, if anyone may be able to help me.
a) I am 65 years of age and have been receiving the old-style Income Related ESA since 2014, and Personal Independence Payment since 2021.
b) The Income Related ESA, the award is as follows: Living Expenses £92.05 - Severely Disabled Extra Award £82.90 - Disability Income Guarantee £21.20 - Extra Money Support Group £48.50 - Total £244.65.
c) The PIP award is as follows: Daily Living Amount £110.40 - Mobility £77.05 - Total £184.30
I am on the highest / enhanced level of award in both benefits.
I was awarded PIP in August 2021 and the period awarded is 10 years. The next review will be August / September 2031.
d) I am only eligible to receive my State Pension from 09/11/2026.
My Question:
I received a letter re: Universal Credit Migration Notice on the 27th June 2025.
The final date to submit a claim for Universal Credit is the 28th September 2025.
* I understand that the 'Transitional Protection' will equal the benefit of the Income Related ESA. Is this correct?
** I have a Private Pension that became live when I had my 65th Birthday on the 9th July. I will receive just over £171.00 per month on the private pension. Is this a form of income that is exempt from any deductions from Universal Credit, or will the maximum award of Universal Credit be reduced, by £171.00 a month?
I apologise if this has been lengthy however, I wish to ensure you have all the facts.
*** Finally, throwinng a curve ball in to the mix; I worked all my life, up to General Management level in both Hospitality and Leisure & Tourism. I have conditions that resulted in the awards of ESA and PIP, as above.
I have never taken my benefits for granted, and never will.
I simply wish to determine whether the private pension of just over £171.00 will be classed as an income stream and the UC will be reduced. Or, if the privqte pension is recognised that I paid in to it during my career and the purpose was to have a small safety net. I wonder if the benefits would be reduced due to a private pension, why bother saving at all during my career.
I thank you all in anticipation of the above.
Stay safe. Chris
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- latetrain
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16 hours 4 minutes ago #308143 by latetrain
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by latetrain on topic MIGRATION FROM INCOME RELATED ESA TO UNIVERSAL CREDIT
Hi KrisB
Welcome to the forum.
You might want to have a look at the following FAQ which explains where everything is; www.benefitsandwork.co.uk/guides-for-claimants/faq/forum.
PIP is ignored for UC purposes.
Most claimants who receive disability benefits with their ESA will be worse off applying for PIP which is why you only apply for PIP when you receive the migration letter, that way you will be protected by transitional protection
For UC purposes any private pension is classed as income , are you able to defer taking your pension? we would advise you to seek advice from your local Welfare Rights Organisation: advicelocal.uk they will be able to take all your circumstances into consideration when giving you advice.
Gary
Welcome to the forum.
You might want to have a look at the following FAQ which explains where everything is; www.benefitsandwork.co.uk/guides-for-claimants/faq/forum.
PIP is ignored for UC purposes.
Most claimants who receive disability benefits with their ESA will be worse off applying for PIP which is why you only apply for PIP when you receive the migration letter, that way you will be protected by transitional protection
For UC purposes any private pension is classed as income , are you able to defer taking your pension? we would advise you to seek advice from your local Welfare Rights Organisation: advicelocal.uk they will be able to take all your circumstances into consideration when giving you advice.
Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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