Hello everyone,
This is a question regarding UC and the claiming of private pensions.
I have a private pension with Scottish Friendly. It was formerly my Naval Pension which I had built up from my service, which I then reinvested when I left the Royal Navy.
I will draw my State Pension when I turn 67. However, my private Pension is apparently supposed to mature when I am 65.
My question is, I wonder if I can I delay claiming it until I reach state Pension age, so that the State and private pensions pay out together from my 67th birthday?
Or, am I strictly required by the DWP to claim my private pension at 65 in order that the DWP can reduce my Partner's UC payment, thereby saving the Government money?