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TOPIC: ESA and Notional Capital

ESA and Notional Capital 1 week 3 hours ago #227777

I came into an inheritance when my mother left us. It was approx. £14,000. My ESA was reduced in accordance with the £1 per £250 over £6000 rule. All well and good. My capital has understandably reduced over time. I am aware that there are rules about 'wilful' deprivation of capital. Where can I find out about these rules?

Thank you.

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ESA and Notional Capital 6 days 10 hours ago #227797


Whilst there are some black and white rules on capital most of it comes under the opinion of a Decision Maker on the day.

The following is the relevant chapter from the Decision Makers Guide


Paragraphs 52748 and 52749 cover Notional Capital, as you can see they are of little help.

The limited advice I can give you is not to clear debts that are not due at this time, an example of this would be paying off a mortgage early. Try and keep your expenditure reasonable, building repairs and replacing old or damaged white goods should be OK, a budget car may be acceptable but a luxury holiday might not.

The key issue is whether the expenditure can be seen as being made in order to continue to receive your benefits.


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