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TOPIC: ESA and Notional Capital

ESA and Notional Capital 2 months 1 week ago #227777

I came into an inheritance when my mother left us. It was approx. £14,000. My ESA was reduced in accordance with the £1 per £250 over £6000 rule. All well and good. My capital has understandably reduced over time. I am aware that there are rules about 'wilful' deprivation of capital. Where can I find out about these rules?

Thank you.

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ESA and Notional Capital 2 months 1 week ago #227797

Charlie

Whilst there are some black and white rules on capital most of it comes under the opinion of a Decision Maker on the day.

The following is the relevant chapter from the Decision Makers Guide

assets.publishing.service.gov.uk/governm...e/774198/dmgch52.pdf

Paragraphs 52748 and 52749 cover Notional Capital, as you can see they are of little help.

The limited advice I can give you is not to clear debts that are not due at this time, an example of this would be paying off a mortgage early. Try and keep your expenditure reasonable, building repairs and replacing old or damaged white goods should be OK, a budget car may be acceptable but a luxury holiday might not.

The key issue is whether the expenditure can be seen as being made in order to continue to receive your benefits.

Gordon

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Nothing on this board constitutes legal advice - always consult a professional about specific problems
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