Login FormClose

Free, fortnightly PIP, ESA and UC Updates

Over 80,000 claimants and professionals subscribe to the UK's leading source of benefits news.

 
Welcome, Guest
Username: Password:
Remember me
Members
  • Page:
  • 1
  • 2

TOPIC:

Esa and Credit Cards. 1 month 3 weeks ago #249702

Good Day, Im receiving ESA Benefit, just wondered if it is ok for me to hold a credit card, I wasn't sure if by law I can hold credit card, I own a property , but my any source of income is Esa, I had a lump sum pension payout and my benefit was slightly reduced because of the pension payout, but my current amount of savings is now under £6000, and I have a credit card, I have to send in bank statements for back payment and for my esa to go back to the normal benefit rate.

Thank for your response.

Please Log in or Create an account to join the conversation.

Esa and Credit Cards. 1 month 3 weeks ago #249707

Hi Ann

Have no fear. There are no issues about you holding one.

BIS

Please Log in or Create an account to join the conversation.

Nothing on this board constitutes legal advice - always consult a professional about specific problems

Esa and Credit Cards. 1 month 3 weeks ago #249725

hi bis, thank you for your reply, I have more than one credit card because I find it very hard to get bye on esa benefit, I wasn't sure if when I send in my bank statement, the esa dept will question me about having credit cards, and I cannot take the stress of it all. thank you for your last response.

Please Log in or Create an account to join the conversation.

Esa and Credit Cards. 1 month 3 weeks ago #249739

Hi ann

Further to what BIS has said I have a credit card too and am on ESA income related, in fact I also had the card when I was on earlier benefits that ESA replaced. I have never been 'questioned' by the DWP over this and as BIS has said there's no reason why you shouldn't have one (or more than one for that matter) simply because you're on a particular state benefit.

Kind regards

Mr B

Please Log in or Create an account to join the conversation.

Esa and Credit Cards. 1 month 3 weeks ago #249749

Ok Thanks for your reply Mr B.
The following user(s) said Thank You: Mr B

Please Log in or Create an account to join the conversation.

Esa and Credit Cards. 1 month 2 weeks ago #249905

Hi, I have another question, I had some capital that is now below the threshold of £6000, how many bank statements do I have to send back to the dwp for my esa to be re-adjusted back to me original benefit award. thank you.

Please Log in or Create an account to join the conversation.

  • Page:
  • 1
  • 2
Moderators: GordonGaryBIS