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uc from esa due to becoming state pension age 1 month 2 weeks ago #250799

hi all, I have been informed by my council that as I am coming up to the state pension age I will not get housing benefit after January as I reach state pension age in February unless I get on to universal credit, is this normal? also do I have to apply myself or will the dwp inform me to apply due to becoming state pension age, also at the moment I get esa and I claim for my wife on that and she is my carer so if I get put on to uc can I still claim for her or does she have to do a claim of her own? last year I was awarded pip for 10 years at both the higher rates,so does that change as well or stay as it is, sorry to ask but I am not sure about doing any of this. any help and advice with this would be appreciated, its just if I don't get housing benefit then I will lose our house as I wont get enough money to pay full rent and I am on oxygen 24/7 so need a house to live in. thank you in advance for your advice and help
jimmy

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uc from esa due to becoming state pension age 1 month 2 weeks ago #250918

hi can any moderator or any member give me some advice on this topic I started, as I am s unsure of what to do next,
thanks in advance

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uc from esa due to becoming state pension age 1 month 2 weeks ago #250921

Hi Jimmy

My apologies, I did answer your post but for what ever reason it did not display on the forum which was why other moderators missed your post.

The rules on mixed aged couples changed on the 15th May last year, it is now dependant on the youngest of a couple.

www.gov.uk/government/publications/housi...ons-from-15-may-2019
www.ageuk.org.uk/globalassets/age-uk/doc...les_february2019.pdf

Your ESA will stop the day before you receive your State Pension. You cannot apply for UC as you will be in receipt of SP but your wife can apply for UC and for the housing element, she will also be eligible to claim the carers element.

www.gov.uk/universal-credit/how-to-claim

Your PIP will not be affected by the changes in your houshold income.

Gary

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Nothing on this board constitutes legal advice - always consult a professional about specific problems
Last edit: by Gary.

uc from esa due to becoming state pension age 1 month 2 weeks ago #250922

thank you gary for this info, as I said I have never done this before so I am unsure how it will work out, do I have to claim the state pension or am I just automatically transferred to it, and does the moey I was getting for my wife stop at that time, she has never claimed any benefit apart from the carers money she gets and if she has to apply when does she have to do ths and how does she go about it, as she is my full time carer would they give her the uc as she will be 60 and will they give her the housing benefit because if not I would not be able to live in my home as I would not get enough money to pay full rent here. sorry I am asking so much but I am worried I lose my home and have nowhere to live and use my oxygen that keeps me alive I am on it 24/7 . I reach state pension age on 5th feb next year so when should my wife apply , the end of January or before.
thank you
jimmy

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uc from esa due to becoming state pension age 1 month 2 weeks ago #250947

Jimmy

Yes, you need to claim the State Pension, you can make the request about four months before you reach State Retirement Age.

www.gov.uk/state-pension/how-to-claim

As Gary has explained your ESA will stop on the day before you reach SRA, if your wife is receiving Carers Allowance then this will continue and if she is able to claim UC then a Carers Element will be added to that,

Subject to your circumstances there is no reason why your wife should not be able to claim UC and the Housing Element in it.

It can be difficult transitioning from what are now called legacy benefits to UC as it can take up to five weeks for UC payments to start and this is further complicated by the risk of their being an overpayment, so I would put some money aside to cover the gap. As to when to claim anytime between five weeks before you retire and when you do.

Gordon

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Nothing on this board constitutes legal advice - always consult a professional about specific problems
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Moderators: GordonGaryBIS