Savings and Capital under ESA 3 form

I received Spouse Visa to be with my husband and to help look after him because of his health, for which he receives benefits for his survival. I am aware and concur that the terms of my visa include that I am not to draw on Public funds for my up keep. I am seeking employment and understand I shall pay my own Council tax and expect to pay my share of the rent.

My retirement fund was converted to IRA (indivdual retirement account) to be visible as a lump sum to UK Government as requirement for immigration. It is in America and not useable by me for any purpose until I am at retirement age, or I will be hit with very high taxes.

We are filling out an ESA 3 form.

How may I describe this sum on the form without harm to my husband’s benefits which, as far as I can see, should remain unchanged except for reduction of housing benefit to the sum of such contribution as I should make, and cessation of his sing’e-person’s allowance, given that he is now married.

Hi J and welcome to the forum. On the assumption that you are also new to the site, this link should help you find your way around.

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Yours is a specialised issue and I think you will need to get face 2 face advice from someone who is experienced in this area. You could try your local CAB, especially if they have a benefits advisor or your could put 'welfare/benefits advice' and your postcode in to your search engine of choice.

Of course, one of the other mods might have other suggestions, in which case they will also post.

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