J
Welcome to the forum, you might want to have a look at the following FAQ which explains where everything is
Welcome to Benefits and Work In case you are not aware, your real name appears to be showing in the forum, if you want to change this then follow the instructions in the following FAQ
My full name is showing, how can I stop it?
Back payments are usually only disregarded for 12 months unless they are the result of an official Error by the DWP, once the disregard lapses they are treated as capital.
Gordon