samsmum
An MR will review the whole award, it is quite rare for the points to be reduced or the award to be removed but it does happen and it is a factor you need to consider as part of your decision.
Re the Road Tax, we haven't seen any official statement of this so all I can suggest is that you contact the DVLA. Remember, if your car is not properly taxed then it can invalidate your insurance.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems