Hazel
If you feel that there are issues in the report that you think that are stopping you from scoring points then you should certainly think about challenging in your letter but make sure that you understand the requirement and can explain why you meet it, as an example; you need to explain detail why your husband has to deal with your household finances, it is not enough to just say that your husband deals with it.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems