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A thank you and assessment
- trainingisgood
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4 years 7 months ago #237564 by trainingisgood
A thank you and assessment was created by trainingisgood
Firstly Gordon many thanks for your advice on my brother-in-law applying for PIP which he successfully receives now.
Can I just ask a couple of questions. I am due a guaranteed minimum pension when I’m 60 which is in two years time will this affect my ESA benefit. I am currently in the support group and receive around £235 every two weeks.
My next concern is I have not received an assessment since 2017 and am dreading the the thought on another one. I don’t want to alert the DWP., but obviously want to be prepared as nothing has changed with my condition.
Kind regards Spitfire
Can I just ask a couple of questions. I am due a guaranteed minimum pension when I’m 60 which is in two years time will this affect my ESA benefit. I am currently in the support group and receive around £235 every two weeks.
My next concern is I have not received an assessment since 2017 and am dreading the the thought on another one. I don’t want to alert the DWP., but obviously want to be prepared as nothing has changed with my condition.
Kind regards Spitfire
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4 years 7 months ago #237587 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic A thank you and assessment
trainingisgood
Do you need to take the pension when you reach 60?
Whether it will affect your ESA will depend on the type of ESA you receive, how you take the pension and how much it is?
If you are only receiving Contribution Based ESA then a lump sum will not affect your ESA but a regular payment will. If the pension is more then £85/week then there will be a £1/week deduction for every £2 in excess of the £85.
If you are receiving any Income Related ESA, either in part or in whole, then it will affect your ESA.
First, there is an assets and savings rule if you take a lump sum, see
Asset and savings rule for ESA(IR)
Secondly, any regular payments will be deducted £ for £ from any ESA(IR) that you receive.
If the ESA(IR) is fully eroded then you will lose access to passported benefits such as free prescriptions and dental care.
Gordon
Do you need to take the pension when you reach 60?
Whether it will affect your ESA will depend on the type of ESA you receive, how you take the pension and how much it is?
If you are only receiving Contribution Based ESA then a lump sum will not affect your ESA but a regular payment will. If the pension is more then £85/week then there will be a £1/week deduction for every £2 in excess of the £85.
If you are receiving any Income Related ESA, either in part or in whole, then it will affect your ESA.
First, there is an assets and savings rule if you take a lump sum, see
Asset and savings rule for ESA(IR)
Secondly, any regular payments will be deducted £ for £ from any ESA(IR) that you receive.
If the ESA(IR) is fully eroded then you will lose access to passported benefits such as free prescriptions and dental care.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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