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ESA and Retirement

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3 years 9 months ago #249356 by Patel
ESA and Retirement was created by Patel
a)Can you continue to receive ESA if you reach retirement age.
b) Do you have to claim state pension by retirement date or can you delay.
If yes how long can you delay for.
c) If you have joint claim with your partner who is your carer when ESA stops what can she
claim.
Any guidance appreciated .Understand may be outside scope of site.
Patel.

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3 years 9 months ago #249361 by Gordon
Replied by Gordon on topic ESA and Retirement
Patel

a, ESA is a working age benefit and ends when you reach State Retirement Age.

b.You can defer your State Pension as far as I see there is no limit but it can still affect benefits such as Pension Credit and Universal Credit as the DWP may treat you as having a Notional Income.

c. The obvious benefit would be Carers Allowance, subject to your household income and savings then they may be able to claim UC. Try putting your information into one of the online benefit calculators

www.gov.uk/benefits-calculators

Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems

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