- Posts: 22
× Members
State Pension age and Benefits
- robby
- Topic Author
- Offline
Less More
4 years 2 months ago #255907 by robby
State Pension age and Benefits was created by robby
Hi, could someone please advise me on the following? I am due for a new PIP assessment around November this year and by then I will have just turned 65 years old. PIP have recently written to me to say this has been put off until late 2023 by which time I will be 67 years old. I am also currently claiming ESA at the higher rate and I wonder how all of this fits in with my state pensionable age of 66 late next year. How will this affect my current PIP and ESA awards? Thank you.
Please Log in or Create an account to join the conversation.
- LL26
- Offline
Less More
- Posts: 1481
4 years 2 months ago #255915 by LL26
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by LL26 on topic State Pension age and Benefits
Hi Robert,
Since you have already been receiving PIP, you can continue to receive this after 65. However, it is important to note that after 65you can not increase your mobility award. Thus you need to be sure that on review (or subsequent appeal if required) you get the maximum mobility award possible for your circumstances. Unfortunately if you are not eligible for mobility award at review, you will not be able to claim this , even if your mobility deteriorates. You can increase the daily living award.
ESA is a work replacement benefit, so this will stop at pension age, when you will be entitled to receive a state pension, in accordance with your NI contributions. Since you are approaching pension age it might be a good idea to contact the Pension Service for a forecast. You should have been receiving N Credits whilst on ESA.
I am assuming that you have been on means tested ESA, if that is so you may be eligible to receive Pension Credit when you get your pension. This is also means tested. Basically, there is a minimum income guarantee, so if your state pension is below the required level, you may be eligible for a top up on your pension. However if you have a partner Pension Credit is only available if you are both over pension age.
If you have an occupational pension, or other income, or your partner does, then this will be taken into account. PIP is not deemed to be income for these purposes.
If you have been on contribution based ESA, and you and/or any partner have no other income, then you can still make a claim for Pension Credit as above.
It is probably a good time to seek some specialist advice from eg CAB or similar. The advisor will be able to give you a full break down if what you could be eligible to receive once you move onto state pension.
I hope this helps. Good luck.
LL26
Since you have already been receiving PIP, you can continue to receive this after 65. However, it is important to note that after 65you can not increase your mobility award. Thus you need to be sure that on review (or subsequent appeal if required) you get the maximum mobility award possible for your circumstances. Unfortunately if you are not eligible for mobility award at review, you will not be able to claim this , even if your mobility deteriorates. You can increase the daily living award.
ESA is a work replacement benefit, so this will stop at pension age, when you will be entitled to receive a state pension, in accordance with your NI contributions. Since you are approaching pension age it might be a good idea to contact the Pension Service for a forecast. You should have been receiving N Credits whilst on ESA.
I am assuming that you have been on means tested ESA, if that is so you may be eligible to receive Pension Credit when you get your pension. This is also means tested. Basically, there is a minimum income guarantee, so if your state pension is below the required level, you may be eligible for a top up on your pension. However if you have a partner Pension Credit is only available if you are both over pension age.
If you have an occupational pension, or other income, or your partner does, then this will be taken into account. PIP is not deemed to be income for these purposes.
If you have been on contribution based ESA, and you and/or any partner have no other income, then you can still make a claim for Pension Credit as above.
It is probably a good time to seek some specialist advice from eg CAB or similar. The advisor will be able to give you a full break down if what you could be eligible to receive once you move onto state pension.
I hope this helps. Good luck.
LL26
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Please Log in or Create an account to join the conversation.
Moderators: Gordon, Gary, BIS, Catherine, Wendy, Kelly, greekqueen, peter, Katherine, Super User, Chris, David