Hi Angel_,
This is a bit confusing with us having almost the same screen name - ooops!
I don't know the answer to your questions but rest assured I have emailed Steve to flag up your query and ask him to respond to you directly. He will also be able to see this forum post and may reply to you directly on here.
Best wishes,
The other Angel!
Nothing on this board constitutes legal advice - always consult a professional about specific problems