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Transferring from contribution-basd ESA to income-based
- tronaldodumpo
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1 day 19 hours ago #310094 by tronaldodumpo
Transferring from contribution-basd ESA to income-based was created by tronaldodumpo
Hi,
I'm glad to see this forum is still going strong, I received extremely valuable advice historically.
Many years ago I received an inheritance. I notified the DWP in writing and they transferred my ESA from income-based to contribution based. I also informed my local council so that my housing benefit and council tax benefit claims were discontinued.
That inheritance is nearly depleted and I will be down to below £16,000 within the next couple of months.
My questions are:
1. Should I write to the DWP again to ask them to transfer me back to income-based ESA?
2. With regard to housing benefit, do I apply to my council again? Or do I need to apply for UC?
3. I'm unclear on the amount of ESA and/or housing benefit I would be entitled to with savings of just below £16,000. Could someone explain please?
Many thanks!
I'm glad to see this forum is still going strong, I received extremely valuable advice historically.
Many years ago I received an inheritance. I notified the DWP in writing and they transferred my ESA from income-based to contribution based. I also informed my local council so that my housing benefit and council tax benefit claims were discontinued.
That inheritance is nearly depleted and I will be down to below £16,000 within the next couple of months.
My questions are:
1. Should I write to the DWP again to ask them to transfer me back to income-based ESA?
2. With regard to housing benefit, do I apply to my council again? Or do I need to apply for UC?
3. I'm unclear on the amount of ESA and/or housing benefit I would be entitled to with savings of just below £16,000. Could someone explain please?
Many thanks!
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- latetrain
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1 day 16 hours ago #310103 by latetrain
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by latetrain on topic Transferring from contribution-basd ESA to income-based
Hi tronaldodumpo
I need to correct your post, we hear on the forum quite frequently members stating they were transferred on to contribution based ESA.
This is incorrect, quite often claimants get both IR ESA and CB ESA, when you received your inheritance over £16k you would have lost your IR ESA but kept your CB ESA.
IR ESA is no longer available for new claimants, claimants now have to apply for UC. When you apply for UC your CB ESA will be taken into account £ for £.
You will not be eligible to claim Housing Benefit if you are under state pension age unless you live in specified accommodation. When you apply for UC you will also get help towards your housing cost, if it is eligible. Under UC this is know as Housing Element.
Gary
I need to correct your post, we hear on the forum quite frequently members stating they were transferred on to contribution based ESA.
This is incorrect, quite often claimants get both IR ESA and CB ESA, when you received your inheritance over £16k you would have lost your IR ESA but kept your CB ESA.
IR ESA is no longer available for new claimants, claimants now have to apply for UC. When you apply for UC your CB ESA will be taken into account £ for £.
You will not be eligible to claim Housing Benefit if you are under state pension age unless you live in specified accommodation. When you apply for UC you will also get help towards your housing cost, if it is eligible. Under UC this is know as Housing Element.
Gary
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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- tronaldodumpo
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1 day 15 hours ago #310106 by tronaldodumpo
Replied by tronaldodumpo on topic Transferring from contribution-basd ESA to income-based
Hi Gary,
Thanks for your response. So I simply need to apply for UC once my savings drop below £16k?
How does that work? Do I get the full amount for both IR ESA and housing costs when I'm below £16k in savings? Or Does the amount I can claim increase as my savings decrease?
Thanks for your response. So I simply need to apply for UC once my savings drop below £16k?
How does that work? Do I get the full amount for both IR ESA and housing costs when I'm below £16k in savings? Or Does the amount I can claim increase as my savings decrease?
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- latetrain
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18 hours 20 minutes ago #310143 by latetrain
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by latetrain on topic Transferring from contribution-basd ESA to income-based
Hi tronaldodumpo
You do, there is a BUT:
When your savings drop below £16k you will be eligible to claim UC, you will be affected by something called tariff income. If you are below state pension age and have savings between £6k and £16k for every bundle or part bundle of £250 you lose £1.00 a week in tariff income, if you are of SP age the savings between £10k and £16k for every bundle or part bundle of £500 you lose £1.00 a week in tariff income.
Gary
You do, there is a BUT:
When your savings drop below £16k you will be eligible to claim UC, you will be affected by something called tariff income. If you are below state pension age and have savings between £6k and £16k for every bundle or part bundle of £250 you lose £1.00 a week in tariff income, if you are of SP age the savings between £10k and £16k for every bundle or part bundle of £500 you lose £1.00 a week in tariff income.
Gary
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