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ESA IR and DLA savings limit ?
- kronas
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12 years 1 month ago - 11 years 10 months ago #103687 by kronas
ESA IR and DLA savings limit ? was created by kronas
hello all what is the savings limit if you are in reciept of ESA IR and DLA
when you are single and as a couple ?
when you are single and as a couple ?
Last edit: 11 years 10 months ago by .
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- Gordon
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12 years 1 month ago #103690 by Gordon
DLA is not means tested so any income or saving are not relevant.
For ESA(IR) savings and assets of less than £6000 should not effect your benefit.
Savings and assets over £6000 will result in a £1/week deduction for every £250 in excess.
Savings and assets in excess of £16,000 will remove eligibility for ESA(IR).
Gordon
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Replied by Gordon on topic ESA IR and DLA savings limit ?
wonder_ wrote: hello all what is the savings limit if you are in reciept of ESA IR and DLA
when you are single and as a couple ?
DLA is not means tested so any income or saving are not relevant.
For ESA(IR) savings and assets of less than £6000 should not effect your benefit.
Savings and assets over £6000 will result in a £1/week deduction for every £250 in excess.
Savings and assets in excess of £16,000 will remove eligibility for ESA(IR).
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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- Jonathan
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11 years 10 months ago - 11 years 10 months ago #108771 by Jonathan
Replied by Jonathan on topic ESA IR and DLA savings limit ?
Hi,
Sorry for bumping this relatively old thread, but if you are in receipt of ESA (IR) and DLA, are the ESA (IR) and DLA payments themselves counted as savings/capital as far as ESA (IR) eligibility calculations are concerned if they remain unspent in your bank account?
For example - and this is just a hypothetical situation - if you have £16,500 in your bank account, but that consists of £3000 awarded recently as backpay from a successful DLA appeal, would the DWP consider your savings/capital to be £16,500 and find you no longer eligible for ESA (IR), or would they consider your savings/capital to be £13,500 thus ignoring the DLA back payment, or would they consider your savings/capital to be even less than that if they also deduct the amount received in ESA (IR) and previous DLA payments from the total in your bank account?
Thanks
Sorry for bumping this relatively old thread, but if you are in receipt of ESA (IR) and DLA, are the ESA (IR) and DLA payments themselves counted as savings/capital as far as ESA (IR) eligibility calculations are concerned if they remain unspent in your bank account?
For example - and this is just a hypothetical situation - if you have £16,500 in your bank account, but that consists of £3000 awarded recently as backpay from a successful DLA appeal, would the DWP consider your savings/capital to be £16,500 and find you no longer eligible for ESA (IR), or would they consider your savings/capital to be £13,500 thus ignoring the DLA back payment, or would they consider your savings/capital to be even less than that if they also deduct the amount received in ESA (IR) and previous DLA payments from the total in your bank account?
Thanks
Last edit: 11 years 10 months ago by Gordon.
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- Gordon
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11 years 10 months ago #108773 by Gordon
To be clear, it is assets and savings that count, so if you have shares, premium bonds, etc. then they will count to towards the total, also any cash in the household should be added.
DLA and ESA payments should be disregarded for the period of the payment, 4 weeks for DLA and 2 weeks for ESA, after which they will be counted as capital.
Back payments should be disregarded for 52 weeks.
You cannot assume that any monies or assets that you have are disregarded by default and therefore do not need to be disclosed, only the DWP can confirm that they are.
If in doubt, get face to face advice.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA IR and DLA savings limit ?
Jonathan wrote: Hi,
Sorry for bumping this relatively old thread, but if you are in receipt of ESA (IR) and DLA, are the ESA (IR) and DLA payments themselves counted as savings/capital as far as ESA (IR) eligibility calculations are concerned if they remain unspent in your bank account?
For example - and this is just a hypothetical situation - if you have £16,500 in your bank account, but that consists of £3000 awarded recently as backpay from a successful DLA appeal, would the DWP consider your savings/capital to be £16,500 and find you no longer eligible for ESA (IR), or would they consider your savings/capital to be £13,500 thus ignoring the DLA back payment, or would they consider your savings/capital to be even less than that if they also deduct the amount received in ESA (IR) and previous DLA payments from the total in your bank account?
Thanks
To be clear, it is assets and savings that count, so if you have shares, premium bonds, etc. then they will count to towards the total, also any cash in the household should be added.
DLA and ESA payments should be disregarded for the period of the payment, 4 weeks for DLA and 2 weeks for ESA, after which they will be counted as capital.
Back payments should be disregarded for 52 weeks.
You cannot assume that any monies or assets that you have are disregarded by default and therefore do not need to be disclosed, only the DWP can confirm that they are.
If in doubt, get face to face advice.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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