Hi Ray
We don't advise on State Pensions on the forum, but you can read about delaying your pension on the government website
www.gov.uk/deferring-state-pension You can also ring them for more information:
State Pension claim line
Telephone: 0800 731 7898
Textphone: 0800 731 7339
Monday to Friday, 8am to 6pm (except public holidays)
BIS