Hi M
Welcome to the forum, you might want to have a look at the following FAQ which explains where everything is
Welcome to Benefits and Work In case you are not aware, your real name appears to be showing in the forum, if you want to change this then follow the instructions in the following FAQ
My full name is showing, how can I stop it?
I am sorry but the payment structure is in place and everyone bar the exception that you already know about it are paid monthly. Can only suggest that you talk to the CAB (Citizen's Advice Bureau) who may help you find a solution.
BIS