Thank you so much, Gordon.
And thank you for your advice, now I really do feel I can say 'Phew! It's over'. I hadn't thought about it that way, I just saw the descriptor and just went into panic mode thinking 'here we go again'. You're so right, they are the 'experts', so I'll just continue to get used to the massive weight off my shoulders
I still can't get over the back payment either, it was such an unexpected and wonderful surprise. Just in time for Christmas too.
Thank you so much, again. I am really grateful