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ESA and Inheritance
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6 years 2 months ago #226534 by rob
ESA and Inheritance was created by rob
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#20 20th Feb 19, 2:05 PM
Hello, I'm in a similar situation I'm in receipt of ESA (CB) and in the support group, Universal Credit housing element and CTB and PIP. privately rent a home which I have to add to the housing element as it is more. I am due inheritance in a few months of maybe 80k. I want to know if i can keep any of my benefits and if the 80k could be used as a deposit to buy a house in my son's name that I could then rent so I had security of a home for life. Or if this is seen as deprivation of capital? If so what can i reasonably be allowed to spend the money on? New household items? Moving to be closer to my son for support? A new second hand car as mine is now 14years old. Thanks for any advice.
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#20 20th Feb 19, 2:05 PM
Hello, I'm in a similar situation I'm in receipt of ESA (CB) and in the support group, Universal Credit housing element and CTB and PIP. privately rent a home which I have to add to the housing element as it is more. I am due inheritance in a few months of maybe 80k. I want to know if i can keep any of my benefits and if the 80k could be used as a deposit to buy a house in my son's name that I could then rent so I had security of a home for life. Or if this is seen as deprivation of capital? If so what can i reasonably be allowed to spend the money on? New household items? Moving to be closer to my son for support? A new second hand car as mine is now 14years old. Thanks for any advice.
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6 years 2 months ago #226544 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA and Inheritance
Rob
Neither your ESA(CB) or PIP are affected but the inheritance will mean that your UC/HB claim will be closed.
The inheritance will only be an issue if you attempt to claim an Income Related benefit such as Universal Credit again.
I think your buying a house in your son's name will be classed as disposing of the money and you will fall foul of the Deprivation of Capital rules.
There's no definitive list of what you can spend your money on but replacing a car, moving closer to your son should be fine.
Gordon
Neither your ESA(CB) or PIP are affected but the inheritance will mean that your UC/HB claim will be closed.
The inheritance will only be an issue if you attempt to claim an Income Related benefit such as Universal Credit again.
I think your buying a house in your son's name will be classed as disposing of the money and you will fall foul of the Deprivation of Capital rules.
There's no definitive list of what you can spend your money on but replacing a car, moving closer to your son should be fine.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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- rob
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6 years 2 months ago #226553 by rob
Replied by rob on topic ESA and Inheritance
Oh thanks ..it was my friend who wanted advice so she is very happy .thankyou.
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