Please could you inform me if someone is in receipt of IR ESA or Universal Credit, their mortgage comes to an end and they receive a cheque from the mortgage ISA bank for £3,000 (because there was money left over from the mortgage ISA they paid into over 25 years) do they have to inform DWP?
Would this one-off £3,000 cheque reduce or stop IR ESA or UC payments?
Does a claimant need to inform DWP of this one-off cheque for £3,000 or do they not need to inform DWP as it would be under £6,000?
Thank you